Saving and managing your money throughout the year is not hard to do but some many people don’t know how to do it. We all know that you need to have a saving account with money in it just in case something happens and you need to access that money, we get that but how do you manage your money throughout the year? We’ll all I can do try out best to see what’s going to happen and plan the best way we can and I will explain about that but first I am not a finance advisor and I am not giving any finance advise. This is what I do with my money and you can do the same thing.
Plan for the holidays:
This is something that I tried and it worked for me and it helped save me money. What I did was open a new checking account, with this new checking account I place money every time I got paid from my job or any money I made with Uber into the account and that money is for Christmas. Instead of spending half my check buying things for Christmas, have already have the money. We most of our money on things during the holidays and birthdays so what we can do is save some money during the year to paid of these things that you will have to pay for in the future. Managing your money is seeing what’s going to happen and having the money for it and saving up for it when the time comes.
Cut out thing that you don’t need:
Yes there are that we buy and bills that we have that we need to cut out right now. There is no reason to be paying $100 per month on one phone bill where there are companies that are just as good as the one you have with service that is half the price. I was with Verizon wireless for 15 years and I was paying $95 dollars per month for my phone. I switched to cricket wireless which you can Click Here to check them out which pretty much runs off ATT towers and my bill is half the price and the service to me is just as good as Verizon. Why pay over $200 dollars per month and you only watch 3 or 4 channels when you could have gotten Netflix or some sort of online service for half the price.
These are some small things that you can do to save some money. Lower the bill that you have by switching to a cheaper company. There are a lot of companies with different prices and different services that you can look at to save money. I canceled my home pest control due to I was spending $40 dollars per month and I got my own pest control that I put down our home for ways cheaper. I pay about $50 dollars per month for the stuff and I really put in down during the summer so I save any more money.
Those are some things that you can do today to cut out so you can save money. With the saved money, we can take that money and save for when something happens and save for birthdays and holidays which it makes it easier to buy things.
